The Check Image Module captures proof items as they pass through the transport. These images can be included in statements, NSF notices and reports. The proofing process is streamlined even further with the ability to zoom-in on an image to better read an amount or transaction code instead of retrieving the actual item. Using images to balance is fast and simple since they can be enlarged and split so the rear image is viewed with the front. You can also take an item that was processed upside-down and fix it without having to re-process. Statements can be printed with 2, 4, 8, 10, 12 or 18 images per page, and may include checks only or checks and deposits. There is also an option to print front and rear images or front images only. Users can view and perform text searches on any statement without the requirement to print. With the E-Mail Delivery Module, image statements and notices can be e-mailed, which eliminates postage costs. Check 21 Image Module Standard Features FED Inclearings With the FED Inclearings feature, you can process electronic image files from the FED based on the COF 1.3 format and the X9.37 (FIIS) standard. This feature not only helps banks comply with the Check 21 Act, it enables them to process incoming cash-letter items in a fraction of the time traditionally required (without even turning on their sorters.) It works by processing the MICR and image information downloaded from a Federal Reserve or another image exchange. Not only does the FED Inclearings feature extend the life of a sorter, it also eliminates delays or problems caused by jams and double-document feeds. Electronic Cash Letters In addition to giving you the ability to accept image inclearings, the Image Processing software allows you to produce an electronic outgoing cash letter file for submission to the FED (or another exchange that you may choose).

Based on your requirements, the outgoing cash letter can be sent entirely as an electronic file, or part electronic and part physical. With the convenience of producing an image file comes the burden of having to produce Image Replacement Documents (IRDs). We can relieve most of that burden through the use of our All Items Research tool. Search for any item in our system and an IRD can be printed with the click of a button. Research For image searches, we have two research viewers built-in -- All Items Research. We also have a statement and NSF notice viewer. The All Items Research viewer provides quick and easy access to proof data even before it's submitted to the core system. Filters are available for generic or detailed research. With All Items Research, you can display, print and e-mail information from within the research screen (including images). The statement and notice viewers display images and text information. Using the Transaction Re-Creator function, a user can select any item displayed in the search results and view each additional item that went with it to create the transaction. An exception item search is also very convenient, returning any or all exceptions based on non-posted or re-posted item descriptions. It does this by taking full advantage of our host interface and using non-posted and re-posted items reports to automatically update item status information in the Image Processing system. With the addition of the Signature Card Module, either a cropped image of the signature or the entire card can be viewed with the customer's check for signature verification purposes. All Items Research can produce IRDs for truncated items just as simply as printing any other research results. Each IRD can be printed with an overlay for various reasons/ return codes. The true convenience is that IRD printing requires no more than the purchase of IRD paper and MICR toner. The All Items Research viewer provides quick and easy access to items and utilizes an account number driven search filter that is tailored toward customer service. You can view, print and e-mail information and images. Signatures can also be compared from the Signature Card Module.

Report Options

Standard Reports
CSPI's Image Processing solution offers a variety of standard reports, any of which can be automatically generated at the end of the day. You have the option to view the report on-screen, send it to a file or print. Any report that lists individual items (such as Reject Repair Journal or Modified Item Pull) can be printed with their corresponding images.

Many of these reports are useful to find balancing errors, if any should arise. The End of Day/Run Totals report is used to check for balance against the totals on the host system. It shows total debits and credits, as well as totals by application (e.g. GL, DDA, SAV).

Standard reports include:

Cash Letter

Batch Balancing Report

End of Run/Day Totals

Modified Item Pull

Master Transaction Listing

Reject Repair Journal

Pocket Totals

Selector Totals

User-Defined Reports
CSPI's Image Processing system gives users the ability to create their own reports based on specific needs. The reports can be accessed at any time to retrieve required data.

Examples include General Ledger, Teller Totals, High Dollar and Endpoint Analysis reports. Any report that lists individual items can be printed with their corresponding images. Samples are available upon request.

Creating a User-Defined Report is simple and quick. A setup wizard walks the user through the process.

Once created, reports can be copied and modified to become new reports. For example, a Teller Cash report can be created for Teller 1 and then copied for Tellers 2, 3 and so on. Each newly copied report only needs an account number or tran code changed to match each teller.

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