Real-time branch capture is accomplished using a high-speed network connection to move data from the branch to the central server. In this environment, the bank can repair, balance and print cash letters centrally to reduce branch workload. You can also choose to have these tasks completed by each branch to meet separate outgoing couriers. Browser Research Module The thinnest of thin clients, CSPI's Browser Research Module provides full research capabilities to anyone on the bank's network without having to install additional software on individual workstations. Using an inhouse web server to host an intranet site, the only end-user requirement is to have a recent version of Microsoft's Internet Explorer browser software. Browser Research uses the same user security as the rest of the system allowing centralized administration while reaching even the most remote branch locations. Though it is recommended to be run on connections at 256Kbps or faster. E-Mail Generation Module The E-Mail Generation Module works with an SMTP mail server or Microsoft Outlook to create outgoing e-mails to customers with their image statements or notices. It does this by first converting the image statement or notice into an encrypted, password-protected Adobe PDF document, then attaching it to an outgoing e-mail. As a result, image statements and notices are delivered in a more timely and cost-effective manner. Internet Access Module The Internet Access Module makes images captured with the Check Image Module available to internet banking products such as FundsXpress, PCS Internet Banking, Jack Henry Net Teller and S1/Q-UP. Check Image Access Module Check Image Access Module provides images to host system research products like PCS, Jack Henry, Cardinal, CSI and Fiserv.

Optical Mark Recognition OMR marks appear along the left edge of a document and are used by folder/inserter machines to 'know' page counts and insert information. Using the Optical Mark Recognition Module, these marks are printed on image statements so they can be folded and sealed in an envelope by a Pitney Bowes, Neopost, Formax, Hassler or other folding/inserting machine. If the machine is so equipped, marks can also be printed to take advantage of optional trays for generic inserts. Positive Pay Module The Positive Pay Module allows bank customers to detect fraudulent items by identifying duplicate serial numbers, voided checks presented for payment, stolen checks, and checks with altered amounts. Notices of any suspected fraudulent items are e-mailed (in real-time) to the customer. The customer then logs onto his online banking account to view suspect items and make pay/no pay decision(s). (For more information on Positive Pay, please refer to the Highlights column on this page.) Host Interface Module The Host Interface Module facilitates communication between CSPI's Image Processing system and the host system. To pass proof information, it generates an output file in the format designed for the host. This file is used to update account activity. The interface also enables the Image Processing system to pull Statement and NSF Notice files, as well as non-posted and re-posted items reports, which are used to update item status. Multi Bank Module The Multi Bank Module allows multiple institutions to process their work (on one or multiple transports) using a single server under a single Image Processing installation. Read & Key Module Some low-volume proof environments may want to combine tasks to simplify back room operations. Read & Key combines the functionality of a multi-pocket proof machine with the features of an imaging sorter into one complete system. Using a sit-down

Positive Pay Module

Your Best Protection
against Check Fraud
With Positive Pay, checks presented to the bank for payment are compared to a database of issued checks updated daily by the customer. Positive Pay detects fraudulent items by identifying duplicate or invalid serial numbers, voided checks presented for payment, stolen checks, and checks with altered amounts.

Your corporate customers can provide an issued check file containing account number, routing number, check number, amount, date and other document details for all checks issued that day.

Positive Pay has the flexibility to accept issued check files, electronically as standard text or Excel spreadsheet files uploaded to the customer's internet banking site. Issued checks can also be manually entered into the internet banking site.

When checks are presented for payment against a Positive Pay protected account, captured MICR information is compared to the issued checks database. Checks presented for payments that fail to match any in the database are marked as 'suspect'. A suspect list is e-mailed immediately to the customer. The customer would then access his internet banking account to view the suspect item image(s) and make pay/no pay decision(s).



With Positive Pay's Check Status feature, you can key in a range of dates, check numbers or account numbers.

  1 | 2 | 3 | 4 | 5 | 6 | 7