Home Products: e~deposit

Merchant Capture Solution

e~deposit is an innovative electronic deposit processing solution for banks, third-party payment processors, government agencies, utilities and merchants.

e~deposit combines the image processing capabilities of Check 21 with your existing image system. It's easy to implement and directly benefits your commercial accounts, as well as your bank.

Using a table-top scanner, merchants can capture check images on-site and deliver their deposits electronically, with associated MICR data, to your institution for processing via a secure internet connection.

Your customers will save time and money. They will also appreciate your extra level of service and your relationship will them will be stronger than ever.
Scanner Highlights

SmartSource Scanner - feeder accommodates up to 100 checks, rear ink-endorser, hopper can be extended for 6" documents, single pass image at 240 dpi, available in 3 throughput speeds (30, 70, 120) and MICR reader.

UEC Scanner - 200 dpi image capture, MICR reader, built-in sensors to reduce item skew, Franker which stamps "Electronically Presented" on front of each item.

With over twenty years of in-depth banking experience, our primary goal is to provide easy to use solutions for community banks. To find out more details regarding our powerful e~deposit application, please contact us at 800-933-4873 or via email at sales@cspiinc.com.
 
 
Benefits to Your Bank:
  • Brings your teller window to the merchant
  • Expands your service area
  • Improves relationship; customer retention
  • Allows you to attract new business
  • Provides additional fee income
  • Positions your bank as a technology leader
  • Accelerates the clearing process
  • Improves in-house control to avoid fraud
  • Benefits to Your Merchant:
  • Deposit preparation is streamlined and accurate
  • Convenient; no more trips to the bank
  • Commercial checks allowed; no restrictions
  • Cut-off times can be extended
  • Deposits from multiple offices are consolidated
  • Funds are available faster that paper deposits
  • Data is instantly accessible for on-site research
  • Easy for employees to use; training provided
  • DEPOSIT PROCESS

    • Checks are placed in scanner; deposit total entered
    • Checks are processed, endorsed and verified
    • Deposit file is encrypted; sent to your bank electronically
    • Records are stored on the merchant's PC for easy access
    STANDARD FEATURES
    • In Line CAR (Courtesy Amount Recognition) - CAR/LAR Available
    • Image Quality Assurance
    • Built-in-Alerts to Verify Images and MICR Data
    • Image Archive History and Reports
    • Online Research of Deposit Detail
    • Secure File Transfer using Tumbleweed
    • Remote Bank Setup & Training or On-Site Bank Training
    • Institution Setup, License, Scanner
    • Depot Maintenance
    MERCHANT SYSTEM REQUIREMENTS
    • Windows XP Pro or Vista
    • 40GB hard drive minimum
    • 3.0GHz processor minimum
    • 2GB RAM minimum
    • Internet connection
    • USB 2.0 connection


    View CSPI's e~deposit video




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