Mobile Remote Deposit Capture (MRDC) is the latest service addition to CSPI’s Aurora Mobile Banking application. Aurora MRDC offers financial institutions the ability to expand the advantages of traditional remote deposit capabilities to retail and business customers using iPhones, Androids, and tablets. On-the-go customers will enjoy the convenience of being able to make deposits securely, from anywhere and at any time using their mobile device.
Seamless integrated with Aurora Mobile Banking, a customer simply initiates a mobile-banking session, keys in their deposit amount and snaps photos of both the front and back of checks with their smartphone cameras or tablets. Before transmitting the check images, the images are automatically reviewed for any image distortions or skewing, automatically corrected, and confirmed the images meet Check 21 and mobile image-quality standards. The deposit information then securely passes to the MRDC administrative server for review and processing. The check images are converted into industry-standard Check 21 images for transmission to the financial institution for processing into their item processing and core system.
After the checks are submitted successfully, account holders receive automatic notification back from their financial institution alerting them that the transaction was successfully completed. All transactions are transmitted with multiple layers of security and, if necessary, can be traced back to registered smartphones, marked with time and location, in order to combat fraud.
Aurora MRDC is hosted in our state-of-the-art data facility ensuring security and service reliability. The browser-based administration provides financial institutions secure convenient access for administering the system remotely. Administrative functions including, user review and enrollment, group and user transaction limits, deposit review and processing, reporting and auditing offer flexibility in how each financial institution offers service plans and manages risk.
Message & Data Rates may apply.
The integration of Aurora Online Banking provides a common core interface, consistent cross-channel data and analytics, less administration for your institution and richer customer experience. The Aurora eBanking suite can be branded to your institution, providing a clear and consistent cross-channel identity and message to your customers.
For additional details on Aurora Mobile Remote Deposit Capture Application, please contact us at 800.933.4873 or via email at firstname.lastname@example.org
805 W. Stadium Blvd, Jefferson City, MO 65109 – Toll Free 800.933.4873 – Local 573.635.1281
Software Support 800.875.3962 – Fax 573.636.4323 – email@example.com – www.cspiinc.com